Terms of Use

First and Secondary Mortgage Loans to Qualified Applicants in the states we lend

GENERAL DISCLAIMER:
NEITHER 1st Continental Mortgage, THE INDEPENDENT OWNER OF THIS WEB SITE, ITS EMPLOYEES, AGENTS, SUCCESSORS, AND/OR ASSIGNS, MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION CONTAINED AT THIS WEB SITE (INCLUDING THE PAYMENT AND SAVINGS CALCULATORS) OR REPRESENT THAT USE OF THIS INFORMATION WOULD NOT INFRINGE OTHER THIRD PARTY RIGHTS. FURTHER, 1st Continental Mortgage SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, OR INCONSEQUENTIAL DAMAGES TO THE USER, OR THIRD PARTY ARISING FROM USE OF THIS WEB SITE

1. Hold Harmless:
   In providing this information, 1st Continental Mortgage and The Independent Web Site Owner does not assume any liability as a result of the use or misuse of this information.
2. By your use of this information, you recognize and agree to hold 1st Continental Mortgage and The Independent Web Site Owner harmless from any liability as a result of your use or misuse of this information, materials, products or services listed at this web site
3. Change of Information at Web site:
   1st Continental Mortgage and The Independent Web Site Owner, reserves the right to change any information at this web site, including but not limited to revising and or deleting loan products or loan-related information without prior notice.
4. Web site Information is Not a Loan Offering:
   The user is further advised that unless otherwise stated to the user, nothing contained in this web site is an offer, promise, or otherwise, either to make a specific loan or that 1st Continental Mortgage will make any kind of loan for any purpose on any specific terms. All loan-related decisions are made by 1st Continental Mortgage, in the course of its normal business and any applicable loan offerings are made to qualified applicants in separate loan documents which are required by applicable federal and state laws of the United States of America. Not all loan products are available in every state in which we do business.
5. Geographic Restriction:
   Loans may only be made to properties located in the United States of America. 1st Continental Mortgage is not authorized to make any loans outside of the United States of America and by this web site does not attempt to do so. 1st Continental Mortgage, reserves the right to discontinue loan products in any specific state. 1st Continental Mortgage is currently doing business in the following states: Alabama - HUD Exempt, Alaska - Exempt, California - 603 A556, Colorado - Exempt, Florida - CL 0701980, Montana - Exempt, Indiana - HUD Exempt, Louisiana - RML 1708-0, Maryland - 5113, Minnesota - 20369367, Mississippi - 642/2006, Missouri - HUD Exempt, New Mexico -1565, North Carolina - HUD Exempt, Texas - Exempt, North Dakota - Exempt, Pennsylvania - 11312.001, South Carolina - MB-0611101-0611102, South Dakota - Exempt, and Tennessee - 2469. FHA Licensing Information: Alabama & Florida - 1327500004, Alabama - 1327500062, Pennsylvania - 1327500010, South Carolina, Tennessee, North Carolina - 1327500040, Indiana, Tennessee - 1327500079, and Missouri - 1327500056
6. Confidentiality of Electronic Transmissions:
   The user is cautioned that transactions over the Internet may not be confidential and may be subject to unauthorized interception by third parties. Accordingly before any information is provided to 1st Continental Mortgage, the user should understand that 1st Continental Mortgage and The Independent Site Owner, assumes no liability or responsibility should the user's confidential information be intercepted and subsequently used by an unintended recipient. As an alternative the user may call a representative for assistance or further information. Phone Numbers are found on the contact form.
7. Linking to Other Web Sites:
   Clicking on certain links within this web site will take you to other non-related Web Sites for which 1st Continental Mortgage and The Independent Site Owner, assumes no responsibility of any kind for the content or otherwise. Access to any other Web Sites linked to a 1st Continental Mortgage's site is at the user's risk.
8. 1st Continental Mortgage is a Licensed Mortgage Lender in the State of FL. We reserve the right to choose which capacity we will originate any loan.