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Privacy Policy
This Privacy Policy explains what we do with the personal information
that we collect from our users. We may change our policy from time to
time, so we suggest that you check our web site to ensure that you know
about our current policy. If you have any questions or concerns regarding
this policy, you should contact:
1st Continental Mortgage asks for your contact
information and may request the particulars of your reason for choosing
to use 1st Continental Mortgage' services.
We may also collect IP addresses to help us understand how our clients
use our site and to gather broader demographic information, so that
we can make our site better and improve our users' overall experience
when they visit the 1st Continental Mortgage
web site. We use a feature known as a "cookies." This is used solely
for monitoring the number of visits to our website and the pages viewed
while here. Cookies contain bits of information that Web sites transfer
to your computer's hard drive for record keeping purposes. A cookie
doesn't tell us who you are. Only you can do that.
Children
If you are under 18, you may not use this site.
How 1st Continental Mortgage Discloses Your Personal
Information
1st Continental Mortgage will only disclose
any personally identifiable information about individual users who apply
for a mortgage using our online application or to comply with applicable
laws or valid legal process. Remember, applying with 1st Continental Mortgage
is not a guarantee of a mortgage loan approval.
We will disclose personally identifiable individual information and
the other information you provide us to our loan officers, loans processors
and to our investors as needed for the sole purpose of assisting you
in the purchase of a home.
Contacting or Applying through this site
While we strive to protect all applicants and information transported
over the Internet, you agree through your voluntary use of this site,
that upon selecting "submit" and sending data to 1st Continental
Mortgage, to indemnify and hold harmless 1st Continental Mortgage from
any and all claims of assumed or actual damages which may result, regardless
of your Claim Type or Claim Against 1st Continental Mortgage. Since
contacting us through this site is voluntary, you do so at your own
risk. If any part of this agreement and section is found to be void,
you agree the maximum total damage award from 1st Continental Mortgage
may not exceed $1.00 US Currency and that each party is solely responsible
for their own legal costs.
We may also disclose your contact information and the other information
that you provide us only in the following circumstances:
- We may employ other companies and individuals
to perform functions on our behalf. They may have access to personal
information needed to perform their functions, but will not be able
to legally use it for other purposes.
- We may choose to provide your information directly to another branch
operation should we feel it appropriate.
- We may choose to share this information with Sister sites for the
sole purpose of facilitating your purchase of a home.
Other than as set out above, you will receive notice when information
about you might go to third parties outside our normal lending relations.
At that time you will have an opportunity to choose not to share the information.
Other Information:
Your Responsibility
The information you provide to 1st Continental Mortgage
may not be made available to the public unless you provide specific
instruction authorizing the use of statements for our site.
Excluded from this is any site feedback sent via our contact form.
We may, at our sole discretion, use this information/feedback for the
purpose of promotion of our service. You agree, upon submitting information
using this form, to hold this 1st Continental Mortgage harmless from
any claims of damage.
Furthermore, while we do our best to protect your personal information,
1st Continental Mortgage cannot ensure or warrant
the security of any information you transmit to us, and you do so at
your own risk.
We may provide links from our site to others. If you follow these links
from our site to theirs, you should be aware that these other sites
have their privacy and data collection practices. 1st
Continental Mortgage has no responsibility or liability for
these independent policies. For more information regarding a site and
its privacy policies, check that sites privacy policy.
Contacting Us
If you have any questions or comments about the practices of this site,
or your dealings with us, you may contact
us at any time.
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Alabama - HUD Exempt, Alaska - Exempt, California
- 603 A556, Colorado - Exempt, Florida - CL 0701980, Montana -
Exempt, Indiana - HUD Exempt, Louisiana - RML 1708-0, Maryland
- 5113, Minnesota - 20369367, Mississippi - 642/2006, Missouri
- HUD Exempt, New Mexico -1565, North Carolina - HUD Exempt, Texas
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Carolina - MB-0611101-0611102, South Dakota - Exempt, and Tennessee
- 2469. FHA Licensing Information: Alabama & Florida - 1327500004,
Alabama - 1327500062, Pennsylvania - 1327500010, South Carolina,
Tennessee, North Carolina - 1327500040, Indiana, Tennessee - 1327500079,
and Missouri - 1327500056
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